How to File an Insurance Claim After a Hurricane
Here’s how to file a hurricane damage claim with your home insurance company.
Notify your homeowners insurance company
You should contact your insurance agent or company immediately. Your insurance company can start creating a game plan for repairs that complies with your home insurance policy. They can also start to work on the process of reimbursing you for storm damage to your house and possession.
You’ll want to ask your insurance company:
- What documents do I need to complete my claim?
- Is there a deadline for when I need to file my claim?
- How long will it take to process my claim?
- Should I start cleaning up?
- Can I (or should I) complete any repairs?
- What is my deductible?
- Do I need to acquire estimates for repairs?
Start a hurricane insurance claim log
It’s vital to keep records of receipts, photos, videos and all communication with your insurance company. Jot down dates, names and conversation details with all parties involved in the claim process. If you need to recall specific claim details, you’ll have the information easily accessible.
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