Contact Us

ATV Insurance

All Terrain Vehicle (ATV) Insurance

ATV InsuranceATVs are a great way to enjoy the great outdoors! Getting a great ATV insurance policy at a great price will make your ATV more fun than ever. Contact SunGate Insurance Agency to find out how much we can save you on your ATV insurance today!

What is ATV Insurance?

ATV insurance may protect you and your ATV if you’re involved in an accident. Your insurer may offer coverage for your ATV as part of an off-road vehicle insurance policy. Here’s a look at some of the coverages that may be available in an insurance policy that helps cover ATVs:

Liability coverage

If you cause an accident that results in someone being hurt or that causes damage to another person’s property, this coverage may help you pay for the other person’s medical bills or the costs to repair damage to their property.

Collision coverage

If your ATV is damaged after you hit another vehicle or another object, such as a fence, this coverage may help cover the cost of repairing your ATV.

Comprehensive coverage

Suppose your ATV is damaged by something other than a collision — fire or hail, for instance. This coverage may help pay to fix the damage.

Sungate Insurance Agency provide a comprehensive menu of policy options for traditional ATVs as well as other types of vehicles that may fall within the category of ATV by the laws of your state.

Do you need ATV insurance in Florida?

While anyone can enjoy riding an ATV, one should always keep in mind that if safety precautions are not followed when riding this vehicle, serious injuries may happen. The State of Florida currently doesn’t require you to register and insure your ATV but it is always a good idea to get the extra coverage just in case.

ATV Insurance: It’s Not Just for ATVs

While many ATV insurance policies cover traditional 4-wheeled vehicles, there are a wide variety of different types of vehicles that may be classified as ATVs and require a similar level of coverage. Other types of vehicles that may be covered by ATV insurance include:

  • Golf Carts
  • Tracked All Terrain Vehicles
  • Segways
  • Amphibious Vehicles
  • Go Carts
  • Some Types of Motorcycles
  • Snowmobiles

At SunGate Insurance Agency, our goal is to provide you with the right ATV insurance policy to meet the legal requirements of your state and to offer you and your family peace of mind! Contact us today find the policy that works for you!

Types of Vehicle Insurance includes: Private Auto Insurance, Business Auto Insurance, All Terrain Vehicle (ATV) Insurance, Classic Car Insurance, Motorcycle Insurance, and RV Insurance.


Need Help to Review Your Insurance or Compare Quotes? Contact Us.

ATV Insurance


Contact SunGate Insurance Agency today learn more about the type of insurance you need. Click here to contact us or call (407) 878-7979.

SunGate Insurance Agency Coverage
Home InsuranceAuto InsuranceHealth Insurance, Group Health Insurance, Property Insurance, RV Insurance, Renters Insurance, Event Insurance, Insurance Bonds, Life Insurance, Business Insurance, Workers Comp, Flood Insurance, Personal and Commercial Umbrella Insurance and more!

Located in Lake Mary, Florida (serving clients Nationwide and locally in Orlando, Maitland, Heathrow, Longwood, Windermere, Kissimmee, Orange County, Seminole County, Lake County, Ocala, Clermont, Leesburg, Mt. Dora, Winter Garden, Davenport and surrounding Central Florida areas.)

Share this page
Best Insurance Award 2020