Food Truck Insurance
It is time for you to keep your food truck protected with customized insurance policies that will meet the needs of your small business. Get in touch with a leading insurance company in your locality that can provide you with a customized policy for a commercial food truck with various advantages and coverages.
They will also guide you to find suitable coverage to safeguard your food truck against different other liabilities like employee injury, property damage, and customer illness through their policies.
Who requires this policy?
Businesses which typically require food truck insurance policies are as follows:
- Mobile food trucks
- Catering trucks
- Lunch trucks
- Ice cream trucks
- Vending trucks
- Concession trucks
What is the cost of a food truck insurance policy?
The food truck insurance policy depends on the insurance policy you opt for, the value of the business equipment, the risks faced by your food truck, and many other major operation factors.
Many risk factors determine the rate, like the kind of food items you sell. For instance, a food truck that prepares fried or grilled food items will have a different rate as compared to a truck selling prepackaged items. After all, the fryers and grills expose a food business to greater risks.
A second instance is the truck’s value and the various pieces of equipment that are attached to it. A food truck with $30,000 attached equipment would have to pay a higher rate as compared to another food truck having $10,000 worth of equipment.
Elementary food truck coverage
- Commercial auto: It is a necessary coverage for food trailers and trucks. If you include coverage for physical damage to the policy, it will protect the vehicle. Plus, it will also offer coverage for permanently attached equipment and appliances.
- General liability: It protects a food truck venture against financial liabilities, which pop up from accidents for which the owner is legally liable. It may include one of the customers suffering from food poisoning after eating contaminated food.
Contact Sungate Insurance Agency, a reputed insurance agency in Florida, for your food truck general liability and commercial auto insurance policies now!
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