Deciding on the right kind of medical insurance can be tricky. There are a plethora of options to choose from. But this is a very important aspect of life and needs careful consideration before zeroing in on the right medical insurance.
Paying out of pocket for routine and especially emergency health care can put a significant strain on any family budget. Health insurance eases the financial burden of routine and unanticipated health care costs by providing for the payment of medical benefits resulting from sickness or injury. It usually includes coverage for losses relating to accident, medical expenses, disability, and/or accidental death and dismemberment.
Group Health Insurance Benefits
Every company wants good business strategies to make sure they are ahead of the competition. One key strategy is to make sure you are attracting the best qualified candidates by offering a cost effective Group Benefits medical insurance plan. A group plan can be a significant factor in retaining good employees too. We can help you find the right plan.
Short Term Medical Insurance Plan
Short term health plans are ideal for people who are thinking of changing jobs or are waiting for group coverage of health plans to begin. These kinds of plans last between one month and one year. Recent college graduates benefit the most from short term medical plans. A short term medical plan, however, is not for people with pre-existing medical conditions. You may not be eligible for this kind of a medical insurance, if you have been diagnosed with or treated for an ailment in the last three or five years.
In Florida, a dental insurance plan is determined by deciding how much premium you pay and how much you have to pay when you make use of the dental services. By paying a specific monthly rate you receive certain benefits such as regular checkups, x-rays, help in dental hygiene and so on.
Dental insurance plans in Florida are of two kinds – Indemnity and Managed- care. In Indemnity plans, the insurance provider pays for the services only after it has received a bill. It means that you may have to pay first and then claim for a reimbursement from your insurer. In Managed-care dental plans, you can avail the benefits only if you sign up with a dentist who is a part of a dental service providing network. They won’t charge you anything but will claim the costs from your insurance provider.
SunGate Insurance Agency Coverage
Home Insurance, Auto Insurance, Health Insurance, Group Insurance, Property Insurance, RV Insurance, Renters Insurance, Event Insurance, Insurance Bonds, Life Insurance, Business Insurance, Workers Comp, Flood Insurance, Umbrella Insurance and more!
Located in Lake Mary, Florida (serving clients Nationwide and locally in Orlando, Maitland, Heathrow, Longwood, Windermere, Kissimmee, Orange County, Seminole County and surrounding Central Florida areas.