Services
Coverage and service, all in one place.
From finding the right policy to managing it after the sale, this is where every SunGate client starts. Compare coverage lines, request changes, report claims or book a free review.
Insurance coverage we place
As an independent agency we compare multiple carriers for every line of business, so you get the right protection at a competitive price.
Home Insurance
Tailored protection for your home, personal property and valuables against accident, theft or disaster.
Auto Insurance
Compare multiple carriers in minutes and save on the car insurance coverage you need.
Business Insurance
Affordable, dependable coverage designed to protect your business and your peace of mind.
Commercial Property
Replacement-cost coverage for your building, equipment, inventory and business interruption.
General Liability
Protection from third-party claims of bodily injury, property damage and advertising injury.
Life Insurance
Simple, affordable policies to help protect your loved ones' financial future.
Group Benefits
Group health plans and benefits built around teams of five or more.
Additional coverage
Medical and wage benefits for injured employees — with class codes and audits reviewed carefully.
Flood InsuranceNFIP and private flood options for Florida homes and businesses.
Renters InsuranceAffordable protection for your belongings, liability and temporary housing.
RV & RecreationalMotorhomes, travel trailers, boats and recreational vehicles insured for how you use them.
BondsSurety, license, permit and contract bonds placed quickly.
Client service center
Existing clients can manage policies, start claims and update information here. Every request reaches a licensed member of our Lake Mary team.
Start a claim with our team and we'll coordinate with your carrier and follow it through.
Free ConsultationBring your current policies and we'll show you the gaps, overlaps and savings — no obligation.
Policy ChangesAdd or remove vehicles and drivers, change limits, update mortgagees or adjust coverage.
Update InformationUpdate your address, phone, email, billing or beneficiary information on file.
Contact Us NowSend us a message, or call the office and talk to a licensed agent today.
Quote CalculatorEstimate a premium range for home, auto, business or life coverage in a minute.
Frequently Asked Questions
Common questions, clear answers.
We place home, auto, business, commercial property, general liability, life, group benefits, workers' compensation, flood, renters, RV and recreational, and surety bonds. As an independent agency we compare multiple carriers for every line.
You can call us at 407.878.7979, email service@sungateinsurance.com, fill out the contact form, or use our online Quote Calculator to estimate a premium range in minutes.
An independent agency represents several insurance companies instead of just one. That lets us compare coverage and pricing across carriers and recommend the option that fits you best.
Call us first at 407.878.7979 or visit our Report a Claim page. We open the claim with your carrier, confirm your coverage, and follow the file through to settlement.
Yes. Use our Policy Changes or Update Information service pages to request vehicle changes, address updates, mortgagee changes, beneficiary updates and more. A licensed agent will confirm the change in writing.
We are based in Lake Mary, FL and serve clients throughout Florida including Heathrow, Longwood, Sanford, Winter Park and the Greater Orlando area.
Call or email us with the certificate holder name, address and any additional insured or waiver requirements. We issue most certificates the same business day.
A complimentary policy review compares your current coverage and limits against today's market. We look for gaps, outdated limits, missing discounts and overlaps — with no obligation to switch.
Need something that isn't listed?
Call the office and we'll take care of it — certificates, ID cards, mortgagee changes, audits and anything else your policies need.