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As Seen In Economic Times: Are deaths due to coronavirus covered by life insurance policies?

By Economic Times:

As Seen In Economic Times: Are deaths due to coronavirus covered by life insurance policies?It is reasonable to assume that a global health crisis like the coronavirus would have some impact on your life insurance policy acceptance and premiums, if you are currently in the application process stage.

The World Health Organization (WHO) has declared the COVID-19 or coronavirus as a pandemic. The virus has spread to all corners of the world, infecting almost 2 lakh people and killing close to 8,500. In India (at the time of publishing this story), 195 people have been tested positive for coronavirus and four people have died, according to the Ministry of Health and Family Welfare.

So, now the question rises, will a life insurance policy cover the death of a policyholder due to coronavirus? Also, will you be able to get a life insurance policy after contracting the virus?

Existing life insurance policyholders

If the individual who passes away due to the coronavirus had a life insurance policy, the nominee of the policy will get the sum assured as the death benefit. Read more.


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